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Capital Partner Loans
STR Investor Financing

Short-Term Rental DSCR Loans

Short-term rental DSCR loans help investors finance Airbnb-style rentals when the property income can support the debt payment.

Source Summary

A short-term rental DSCR loan is a rental-investor loan where the lender reviews whether income from the property can cover the debt payment. STR programs may use lease income, short-term rental history, market rent schedules, third-party revenue data, or partner-specific underwriting rules.

What Lenders Usually Review

  • Property income support and debt-service coverage.
  • Credit score, reserves, LTV, property type, and ownership structure.
  • STR history, market revenue assumptions, or long-term rent fallback depending on program.
  • Insurance, taxes, HOA rules, local STR rules, and occupancy assumptions.

Capital Partner Loans helps investors identify the lending path that fits the asset and exit strategy. Program availability and underwriting rules vary by partner.

View short-term rental loan options