Need a Fast Fix & Flip Term Sheet? Start Here.
Capital Partner Loans connects real estate investors with institutional private capital — fast. Fix & Flip bridge loans with 24-hour term sheets, DSCR rental financing with no income verification, BRRRR bridge-to-refi, new construction, and STR. One application. Real underwriters. Deals funded.
24-Hour
Bridge Term Sheets
48-Hour
Bridge Closings
$75K+
Starting Loan Size
600+
Min. Credit Score
Lead With the Fastest Path
For first conversations, we focus on the programs most likely to move quickly: bridge loans for fix-and-flip deals and DSCR loans for buy-and-hold investors. The other programs are still available when the deal fits.
Fix & Flip
Fast bridge capital for buy, renovate, and exit.
Our bridge loan is the fastest path for investors who need to move now. Bridge loans for acquisition and renovation with 24-hour term sheets, no appraisal required to close, and funding in as little as 48 hours when the file is ready.
Max LTV/LTC
Up to 93% LTC / 75% LTV
Term
6 - 12 months, interest-only
DSCR Rental
Qualify on the property's income, not yours.
Our DSCR loan is built for buy-and-hold investors who want long-term rental financing without personal income underwriting. Great second-step offer after a bridge loan and the natural refinance path for BRRRR deals.
Max LTV/LTC
Up to 85% LTV / 75% cash-out
Term
30-year fixed
BRRRR Strategy
Buy, rehab, rent, refinance, repeat.
Bridge into the deal with our short-term bridge loan, stabilize it, then refinance through a 30-year DSCR loan. This is the best fit for investors who want one referral partner to quarterback both sides of the BRRRR process.
Max LTV/LTC
90% LTC bridge / 70-75% ARV refi
Term
Bridge 12–18 mo → 30-yr hold
New Construction
Ground-up financing from lot to certificate of occupancy.
Our construction loan is for experienced builders and developers who need funded construction lending with draw-based disbursements. Strong offer, but not the first program we should lead with for speed-to-revenue.
Max LTV/LTC
Up to 82.5% LTC / 80% LTV
Term
9 - 18 months
Short-Term Rental
Airbnb-friendly financing based on actual STR income.
Our STR loan program uses short-term rental income logic, including AirDNA projections in many cases, for investors buying or refinancing Airbnb and vacation-rental properties.
Max LTV/LTC
Typically 80% purchase / 70% rural
Term
30-year fixed
Three Steps to the Right Lender
We quarterback your financing from first review to funded deal. Submit once, get introduced to the right institutional capital source, and move fast -- without starting over every time.
Submit a Deal Review
Complete a short intake with your loan type, property, deal numbers, and contact info. This is a lender-introduction form, not a full loan application.
We Make the Right Introduction
We review the deal, identify the best-fit lending partner, and package your intro so the lender sees the right scenario fast.
Lender Issues Terms and Moves to Close
If the deal fits, the lender takes over underwriting and closing. Bridge loan files can move especially fast when the borrower and title are ready.
Find the Right Program
Quick-reference guide to all available CPL loan programs.
| Program | Min. Credit | Max LTV/LTC | Term | Min. Loan | Highlight |
|---|---|---|---|---|---|
| Fix & Flip | 600+ | 93% LTC | 6-12 mo | $75K | 24-hour term sheet |
| DSCR Rental | 640+ | 85% / 75% cash-out | 30-yr fixed | $75K | No tax returns |
| BRRRR | 600/640+ | 90% LTC / 70-75% ARV | Bridge + hold | $75K | Bridge + refi bundled |
| New Construction | 660+ | 82.5% LTC | 9-18 mo | $100K | No appraisal to close |
| Short-Term Rental | 640+ | 80% / 70% rural | 30-yr fixed | $75K | AirDNA accepted |
Your Next Deal Won't Wait. Neither Should Your Financing.
Start with a short deal review. If the scenario fits, CPL can introduce you to the right lending partner quickly and keep the handoff clean.