24-hour term sheets

Fix and Flip Loans in Philadelphia, PA

Philadelphia offers some of the highest fix-and-flip margins on the East Coast. Rowhome renovations in neighborhoods like Fishtown, Kensington, and Point Breeze continue to deliver strong returns for investors who understand the local market.

Rate Range

9.90% - 11.90%

Max LTV/LTC

90% LTC / 75% LTV

Loan Term

6 - 18 months

Min Loan

$75,000

Apply for a Philadelphia Fix & Flip Loan

Program Highlights

Fix & Flip Loan Details

Rates from 9.90% to 11.90%

Up to 90% of total project cost (LTC)

Up to 75% of as-is value (LTV)

6 to 18 month interest-only terms

$75,000 minimum loan amount

No appraisal required to close

24-hour term sheets on qualified deals

Funding in as little as 48 hours

Philadelphia Market

Why Philadelphia Investors Choose Us

Philadelphia's rowhome market is one of the most active flip environments in the Northeast. Low acquisition costs relative to New York and D.C. create wide spreads for investors who can renovate efficiently. Neighborhoods across North, South, and West Philadelphia offer consistent deal flow for investors at every experience level.

The city's 10-year tax abatement on new construction and major renovations is a significant advantage for investors looking to maximize after-repair value. Our bridge loan program pairs well with Philly's fast-moving deal environment where properties go under contract in days.

Ready to fund your next Philadelphia deal?

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Philadelphia is one of many markets we serve. Learn more about our full Fix & Flip program.

View Fix & Flip Loan Details

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