24-hour term sheets

Fix and Flip Loans in Houston, TX

Houston's sprawling real estate market offers investors deep inventory across price points. From inner-loop bungalow renovations to suburban tract flips, the Houston market rewards investors who can move fast on undervalued properties.

Rate Range

9.90% - 11.90%

Max LTV/LTC

90% LTC / 75% LTV

Loan Term

6 - 18 months

Min Loan

$75,000

Apply for a Houston Fix & Flip Loan

Program Highlights

Fix & Flip Loan Details

Rates from 9.90% to 11.90%

Up to 90% of total project cost (LTC)

Up to 75% of as-is value (LTV)

6 to 18 month interest-only terms

$75,000 minimum loan amount

No appraisal required to close

24-hour term sheets on qualified deals

Funding in as little as 48 hours

Houston Market

Why Houston Investors Choose Us

Houston is the fourth-largest city in the U.S. and its real estate market reflects that scale. Neighborhoods like the Heights, Third Ward, and Spring Branch offer strong renovation upside, while suburban corridors in Katy, Cypress, and Pearland provide consistent resale demand for updated homes.

Our bridge loan program is built for Houston investors who need to close fast before conventional lenders can even start the process. We issue term sheets within 24 hours and can fund in as little as 48 hours when the file is ready.

Ready to fund your next Houston deal?

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Houston is one of many markets we serve. Learn more about our full Fix & Flip program.

View Fix & Flip Loan Details

Have a fix-and-flip deal in Houston?

Submit your deal in under 5 minutes. We review every application personally and respond within 2 business hours.

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